Fire & Smoke Damage

RESTORING PROPERTIES AFFECTED BY FIRE & SMOKE

Handling the aftermath of fire and smoke damage, coupled with water damage and mold issues, can significantly complicate matters. The presence of soot on surfaces and in HVAC ducts can even impact indoor air quality, potentially posing health risks. Engaging the services of a private adjuster is essential to guarantee that you receive the utmost coverage from your insurance policy, particularly for often-overlooked code upgrades. If you have experienced fire or smoke damage, don’t hesitate to contact us for expert assistance in managing your damage claims.

Avoid handling smoke and fire insurance claims alone.
Ensure accurate claim submission and approval.
Trust Justice Public Adjusters to maximize your settlement.
Act promptly to prevent additional fire and smoke damage.
Have the opportunity to reopen, negotiate, and maximize underpaid or denied claims.

Get a FREE INSPECTION Today!

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Tell Us About Your Damage

ALLOW JUSTICE PUBLIC ADJUSTERS TO ASSIST WITH FIRE DAMAGE CLAIMS

Handling fire and smoke damage can be challenging, particularly when insurance claims face difficulties like insufficient coverage. JPA supports fair coverage, ensuring a high claim approval rate. Contact us for expert help and demand your rightful compensation— let us fight for you!

JUSTICE PUBLIC ADJUSTERS WILL HANDLE EVERY ASPECT OF YOUR FIRE AND SMOKE DAMAGE CLAIM PROCESS

We file or reopen a claim on the same day upon receiving a request.

After inspecting the property, we create a damage report with photos for the repair estimate.

The estimate gets submitted to the insurer for review.

Through strategic negotiations, we engage in settlement discussions until they are achieved.

The insurance company releases the initial payment, enabling us to disburse initial funds.

We coordinate with the carrier to release the remaining funds after repair completion.

While rarely necessary, in cases where the carrier declines to reach a fair settlement, we proceed with the property owner's consent, to engage an attorney for further actions.

We collect and disburse settlement funds, ensuring a seamless process.

FIRE & SMOKE INSURANCE CLAIM TIPS

DO'S

DO try to avoid sleeping in the house after a smoky fire due to potential hazards from fire and smoke damage.
DO get your home tested for harmful chemical changes in air quality caused by the fire.
DO seek advice from your attorney before signing any contracts with remediation firms.
Do be mindful to spend less than your current housing cost when claiming additional living expenses (ALEs).

DONT'S

DON'T underestimate the dangers of fire and smoke damage; always prioritize safety.
DON'T attempt to handle fire restoration or smoke cleanup without professional assistance.
DON'T delay notifying your insurance company and initiating the claim process after fire and smoke damage occurs.
DON'T forget to document the extent of fire and smoke damage thoroughly with photos and expert assessments for your smoke insurance claim.
DON'T hesitate to seek support from certified fire and smoke damage public adjusters to ensure fair compensation for your fire insurance claim.

ZERO FINANCIAL RISK. OUR REWARD DEPENDS ON YOUR CLAIMS SUCCESS.

FIRE AND SMOKE INSURANCE CLAIM

YOUR CLAIM SUCCESS, OUR ULTIMATE MISSION

DON'T SETTLE FOR LESS

Insurance companies have adjusters, and so should you! Get the coverage you deserve.

WE'RE YOUR SHIELDS

Our team of experienced public adjusters works for you, ensuring a smooth fire & smoke damage insurance claim process.

FREE CONSULTATION

We offer a free inspection for residential or commercial claims.

What Our Trusted Clients Say

Everyone was so pleasant to work with. Timely responses to e-mails and phone calls. Walked me through every step of the process - kept working on my behalf until the settlement was reached!

J.J. Thomas

2023-03-13

I’ve had a great experience with them so far. Susan I’ve had a great experience with them so far. Susan E. Is the nicest communications coordinator. She facilitated everything quickly and efficiently. Her communication was clear and friendly. Quick to respond to emails and phone calls. I will definitely suggest them in the future.

MJ Jones

2023-02-28

Excellent option in the confusing insurance claims world. JPA did a great job and got the results! I would recommend strongly to use them!

Don Remley

2022-12-02

An honest business worth considering! Great to work with, trust them and their process. It takes time - please do make sure you’re willing to be patient. Other than that, JPA is for real.

Andrew Bishop

2022-09-24

FREQUENTLY ASKED QUESTIONS

How do I get a fire and smoke damage claim settlement?

Start by contacting your insurance company as soon as possible after the incident. They will guide you through the initial steps.

What should I do when filing a fire and smoke claim?

You'll need details about the incident, including the date, time, location, and a thorough description of the fire and smoke damage to the house.

What documentation is required for a smoke claim settlement?

Documentation means obtaining all the photos, videos, police or fire department reports, and receipts for damaged items. You can also document all smoke-damaged personal items, like clothes, furniture, electronic items, etc.

Is smoke damage covered by homeowners insurance?

Most smoke damage is covered by homeowner's insurance. However, it's always advised to review your policy for specific details.

What types of damages are typically covered in a fire and smoke claim?

Coverage often includes property damage, personal property, additional living expenses, and sometimes landscaping.

How long do I have to file a fire and smoke damage claim?

It's important to file a fire and smoke damage claim as soon as possible after the incident.

What happens after I file a fire and smoke claim?

It is always recommended to contact a public adjuster. Public adjusters at Justice Public Adjusters help you assess the damage caused by fire and smoke. Additionally, we fight for you so you can get the compensation you deserve.

What if my claim is denied or I disagree with the settlement offer?

If your claim is denied or you're not satisfied with the settlement offer, you have the right to appeal or negotiate with your insurance company.

How can I prevent future fire and smoke damage?

Consider taking safety measures such as installing smoke detectors and having fire extinguishers on hand. You can also create defensible spaces around your property using fire-resistant building materials.

claims@justicepublicadjusters.com

800-661-4826

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