Business Interruption

Business interruption insurance is designed to safeguard your business in the event of a natural or man-made disaster. However, determining the impact and extent of the interruption can be a subjective matter. Claims for this type of coverage can be made when there is a covered cause of loss, such as fire, windstorm, vandalism, malicious mischief, rioting, civil strife, or acts of terrorism. If your business experiences an interruption, there are several examples of losses for which you may be compensated, including lost revenue, employee wages, rent or lease payments, taxes, relocation costs, and loan payments. Our licensed public adjusters are here to help you by focusing on managing your claim and calculating the income lost due to the damage, all in order to negotiate a fair and just settlement.
  • You will not have to deal with business interruptions alone.
  • JPA will help you overcome challenges within the claim process.
  • Strengthen operations with proactive risk management strategies.
  • Secure fair settlements with the help of our skilled public adjusters.

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ALLOW JUSTICE PUBLIC ADJUSTERS TO ASSIST WITH BUSINESS INTERRUPTIONS

Evaluating the losses incurred during a business interruption can be a complex and challenging task, involving numerous aspects that require careful review. At Justice Public Adjusters, our dedicated team specializes in managing every aspect of your business interruption loss claim. We provide a complimentary consultation and assure you that we’ll handle it all. Place your trust in us to secure the fair compensation you rightfully deserve for your business interruption losses.
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JUSTICE PUBLIC ADJUSTERS WILL HANDLE EVERY ASPECT OF YOUR BUSINESS INTERRUPTION CLAIM PROCESS

We file or reopen a claim on the same day upon receiving a request.

Act readily, and provide all the relevant information about the interruption loss claim.

Engage reliable contractors and experts to assess the extent of the disruption.

Contact public adjusters for an initial free inspection.

Engage in all the meetings and property inspections with public adjusters.

Obtain all the relevant estimates needed to restore your business loss.

While rarely necessary, in cases where the carrier declines to reach a fair settlement, we proceed with the property owner's consent, to engage an attorney for further actions.

Keep track of all your communication to get the maximum compensation you deserve.

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BUSINESS INTERRUPTION LOSS CLAIM

DO'S

  • DO review your business interruption insurance policy, including all documents.
  • DO work closely with your assigned claim adjuster throughout the process.
  • DO communicate consistently and openly with them about the details of the claim.
  • DO explore alternative solutions and measures to expedite the claim process.
  • DO allow JPA to facilitate an emergency tarp service to mitigate further damage to your property.

DONT'S

  • DON’T risk settling a business interruption claim without assistance from a public adjuster.
  • DON’T delay reporting your interruption loss.
  • DON’T forget to seek legal advice before signing contracts.
  • Don't forget to maintain thorough records of all expenses and losses.
  • DON’T hesitate to demand a fair settlement.
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ZERO FINANCIAL RISK. OUR REWARD DEPENDS ON YOUR CLAIMS SUCCESS.

BUSINESS INTERRUPTION CLAIM

YOUR CLAIM SUCCESS, OUR ULTIMATE MISSION

DON'T SETTLE FOR LESS

Insurance companies have adjusters, and so should you! Get the coverage you deserve.

WE'RE YOUR SHIELDS

Our team of experienced public adjusters works for you, ensuring a smooth business interruption insurance claim process.

FREE CONSULTATION

We offer a free inspection for residential or commercial claims.

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FREQUENTLY ASKED QUESTIONS

Business interruption insurance is a type of coverage that helps protect a business from financial losses. The losses might be resulting from a covered event that interrupts normal operations. An example of a covered event would be having a fire at your office or any natural disaster that damages your workplace.
Events that can trigger a business interruption claim include natural disasters (like fires, floods, earthquakes), vandalism, supply chain disruptions, and other circumstances.
Business interruption insurance typically covers expenses like lost revenue, ongoing expenses (such as rent, utilities, and payroll), and additional costs associated with temporary relocation or other measures to resume operations.
The coverage period includes the time it takes for the business to return to its pre-loss level of operations. However, it depends on the nature of the interruption and the business’'s recovery process.
Business interruption is available for a wide range of businesses, including retail stores, manufacturing facilities, restaurants, service providers, and more.
Insurance policies may have specific limitations, such as waiting periods before coverage starts.
Most probably not as pandemics don’t include property damage. But it’s important to review the policy terms and consult with an insurance professional.
Businesses should have a comprehensive business continuity plan in place, which includes measures for disaster preparedness, employee safety, data backup, and alternative operating locations. It’s also crucial to review and understand the terms of your insurance policy.

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800-661-4826